Many Canadians in Ontario have extended health benefits through employer group plans, personal policies, or union benefits—yet a surprising number underutilize them. These plans often cover paramedical services like naturopathic medicine, acupuncture, registered massage therapy, chiropractic care, physiotherapy, and more—services that support preventive health, pain relief, stress reduction, recovery, and overall wellness.

At Tri-Health Wellness Centre in Vaughan, Ontario, we make it easy and stress-free to access these benefits with direct billing (also called assignment of benefits or electronic submission). This means we verify your coverage, submit claims electronically on your behalf, and you only pay any co-pay, deductible, or uncovered portion at the time of service—no waiting for reimbursement cheques or dealing with paperwork.

Why Using Your Extended Health Benefits Matters

Extended health benefits (often called “paramedical” or “supplementary” coverage) reimburse a significant portion of costs for non-OHIP services. Typical coverage includes:

• 80–100% reimbursement per visit (up to annual maximums like $300–$1,000+ per service or combined paramedical category)
• Annual limits per practitioner type or total paramedical pool
• No need for a physician referral in most cases

Failing to use them means leaving money on the table—money that could fund proactive care like:

• Reducing chronic pain or stress
• Supporting hormonal balance, gut health, or immune function
• Accelerating recovery from injury or optimizing energy and performance

Direct billing at Tri-Health removes barriers: no upfront full payment, no claim forms, and faster access to care.

Popular Insurance Providers We Support with Direct Billing

Tri-Health offers direct billing to many major providers commonly used in Ontario. While exact lists can vary by plan and change over time (always confirm your specific coverage), we typically work with:

• Sun Life — One of the most common group plan carriers, with strong paramedical coverage.
• Manulife (including CoverMe Flexcare plans) — Widely used for flexible extended health and paramedical benefits.
• Canada Life (formerly Great-West Life) — Popular in group plans, often covering naturopathic, acupuncture, massage, and chiropractic.
• Blue Cross (Ontario Blue Cross / Pacific Blue Cross affiliates) — Known for comprehensive paramedical options.
• Green Shield Canada — Frequently provides generous coverage for alternative therapies.
• Desjardins Insurance — Common in both group and individual plans.
• Other frequent ones — Chambers of Commerce Group Insurance Plan, CINUP, ClaimSecure, Cowan, BPA (Benefit Plan Administrators), and more.

If your provider isn’t listed or you’re unsure, bring your insurance card/details to your appointment—we verify coverage upfront and let you know exactly what’s covered.

Common Modalities and Services Available at Tri-Health (Often Covered)

Tri-Health offers a full range of integrative services that align with typical extended health benefits for paramedical coverage. These include:

• Naturopathic Medicine (Dr. Jason Granzotto ND & Dr. Maria Granzotto ND) — Consultations, lab testing guidance, personalized plans for hormones, gut health, weight management, and more.
• Acupuncture — For pain relief, stress, fertility support, and menopausal symptoms.
• Registered Massage Therapy — Therapeutic massage for muscle tension, recovery, and relaxation.
• Chiropractic Care — Adjustments for spinal alignment, pain, and mobility.
• Physiotherapy / Kinesiology / Athletic Therapy — Rehab, injury prevention, and performance support.
• Psychotherapy / Counselling — Mental health support for stress, anxiety, mood, and life transitions.
• Other supportive services — Often partially covered or complementary, like InBody body composition analysis, rapid vitamin D testing, medical thermography, or red light therapy (check your plan for specifics).

Many plans cover these as “paramedical services” (sometimes lumped together with annual limits per category or per practitioner). Direct billing applies to eligible portions, making regular care affordable and consistent.

Don’t Leave Benefits Unused—Start Today

Extended health benefits are earned perks—designed to help you invest in your well-being. With direct billing at Tri-Health, there’s no reason to delay accessing the natural, integrative care that can help you feel better, move better, and live better.

Whether you’re managing stress, recovering from an injury, optimizing hormones, or simply wanting preventive support, your benefits can make high-quality care more accessible.

Ready to check your coverage and book? Call Tri-Health Wellness Centre at (905) 605-WELL (9355) or book online via our Jane App today. Located conveniently in Woodbridge (Vaughan), our team will verify your benefits and guide you through the process.

Have unused benefits or questions about your plan? Drop a comment or reach out—we’re here to help you maximize them! 🌿